Procurement Financing
Financing for SMEs with government or corporate contracts
Built by ADGM, helping SMEs across the UAE access financing through banks and licensed financing providers — all in one place.
Financing for SMEs with government or corporate contracts
ABHI is a fintech company building a neobank to expand financial access across emerging markets. It provides Earned Wage Access, payroll solutions, and SME financing to help businesses improve cash flow and better support their employees.

Klub is a fintech platform that provides revenue-based financing for SMEs and digital-first businesses. It enables companies to access growth capital aligned with their revenue performance without equity dilution.

SPOT is a platform supporting SME growth by connecting businesses with opportunities, tools, and ecosystem services. It helps SMEs access resources and partnerships that enable operational efficiency and long-term development.

Keyper provides financial and operational solutions tailored to SMEs and growing businesses. It supports companies in managing cash flow and accessing financing through structured solutions.
FlapKap is a fintech company offering revenue-based financing solutions for SMEs. It provides flexible funding options designed to support business growth without traditional collateral requirements.
Zelo is a UAE-based financing platform providing fast and flexible working capital solutions for SMEs. It helps businesses unlock cash tied in receivables and access funding without disrupting existing banking relationships.
CredibleX is a licensed financing provider regulated by ADGM. It offers working capital, receivables financing, and embedded finance solutions to SMEs across the UAE.
Abu Dhabi Islamic Bank (ADIB) is a leading Islamic financial institution in the UAE. It offers Sharia-compliant financing solutions tailored to support SMEs and business growth.
Khalifa Fund is a government entity dedicated to supporting SME growth in the UAE. It provides funding, advisory, and business support to help entrepreneurs start, manage, and scale their businesses.

Hub71 is Abu Dhabi’s global tech ecosystem, supporting startups and entrepreneurs through access to capital, partnerships, and market opportunities. It enables businesses to scale by connecting them with investors, corporates, and a strong innovation network.

Erad is a data-driven financing platform that provides working capital solutions to SMEs. It uses business performance data to offer fast, flexible funding tailored to operational needs.

ADGM is an international financial centre based in Abu Dhabi. It provides a trusted legal and regulatory framework that supports banks, financial institutions, and businesses operating across the UAE and globally.
Apply once and access financing options from multiple trusted lenders — all in one place.
Numou operates within ADGM, providing a secure and trusted environment for SMEs to access financing.

Register quickly using UAE Pass to get started.

Submit your application and upload the required documents.

Compare offers from lenders and select what works best for your business.

Register quickly using UAE Pass to get started.

Submit your application and upload the required documents.

Compare offers from lenders and select what works best for your business.
Win larger contracts without upfront cash. Procurement financing helps you pay suppliers when you secure an order, so you can deliver with confidence and repay once you get paid.

Get matched with lenders based on your business profile and financing needs, helping you find the right solution.
A fully digital process that replaces paperwork and meetings, making it faster and easier to access financing.
Apply once and access financing options from multiple trusted lenders — all in one place.
Numou operates within ADGM, providing a secure and trusted environment for SMEs to access financing.
Get matched with lenders based on your business profile and financing needs, helping you find the right solution.
A fully digital process that replaces paperwork and meetings, making it faster and easier to access financing.